Student debt overwhelms college students and grads.  I support helping those in need, but believe it should be done by asking them to return something to the country. Donating time to AmeriCorps, public service… something! It’s time to ask people to give something in return to our country for all that it gives to us.

One gnawing concern is exorbitant interest on student loans. It’s unacceptable that students borrow to pay for education at high interest rates. Government should regulate banking practices and subsidize interest students pay.

Government can provide loans at zero percent interest rates. This is the least it can do to help people doing the right thing in going to college. While free education is a desirable goal, let’s at least ensure zero interest rates are the norm. I also believe tuition and interest should be tax-deductible.

Lastly, let’s also help the poor and those who are deserving by ensuring that they don’t pay exorbitant fees for room and board.  Families making $80,000 and up should pay their share on a steadily sliding scale. Those making over $200,000 can afford full tuition.  Help the needy, not the rich.  We need a common sense approach.